Educational Purpose Only

All content provided by Exelivara through our website, learning programs, resources, and educational materials is intended solely for educational and informational purposes. This information should not be construed as personalised financial advice, investment recommendations, or professional consultation for your specific circumstances.

Our decision-making frameworks and financial education materials are designed to help individuals develop their understanding of financial concepts and decision-making processes. However, individual financial situations vary significantly, and what works for one person may not be suitable for another.

Limitation of Liability

Exelivara, its directors, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our educational materials or website content. This includes, but is not limited to, financial losses, business interruption, or loss of profits.

Information Accuracy and "As Is" Provision

While we strive to maintain accurate and current information, Exelivara makes no warranties about the completeness, reliability, or accuracy of the information provided. All content is provided on an "as is" basis without warranties of any kind, either expressed or implied.

Financial markets, regulations, and best practices evolve continuously. Information that was accurate when published may become outdated. We recommend verifying all information independently and consulting current sources before making financial decisions.

Professional Advice Limitations

Exelivara's educational materials do not replace professional financial planning, accounting, legal, or investment advice. For decisions involving significant financial implications, we strongly recommend consulting qualified professionals who can assess your specific situation.

Our team provides education about decision-making processes and financial concepts, but we do not hold ourselves out as licensed financial advisors, accountants, or investment professionals unless specifically disclosed and appropriately licensed.

External Links and Third-Party Content

Our website and educational materials may contain links to external websites or reference third-party resources. Exelivara does not control these external sites and is not responsible for their content, privacy practices, or availability. The inclusion of external links does not constitute endorsement of the linked sites or their content.

User Responsibility

Users of Exelivara's educational materials acknowledge that they are responsible for their own financial decisions and outcomes. By accessing our content, you agree that you will not hold Exelivara liable for any consequences resulting from your use of the information provided.

We encourage all users to approach financial decision-making with appropriate caution, conduct their own research, and seek professional advice when needed. Education is a tool for improvement, but the application of that education remains the individual's responsibility.

Modification of Terms

Exelivara reserves the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website. Continued use of our services after any changes constitutes acceptance of the revised disclaimer.

We recommend reviewing this disclaimer periodically to stay informed about any updates to our terms and limitations.